PrimeHome-Police
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The PrimeHome policy is revolutionizing home insurance: instead of merely settling claims, it systematically prevents them through integrated prevention as a genuine insurance benefit. The concept includes a water damage prevention package valued at €1,000, a prevention budget of up to €600 every three years, personalized consulting by certified PrimeHome experts, and premium discounts for implementing preventive measures. The result: a radical shift in insurance thinking, with fewer damages and lower costs. PrimeHome makes prevention measurable, sustainably effective, and redefines modern insurance protection.
The Jury‘s Statement
Damage to residential buildings is often only settled after it has occurred, even though prevention is crucial. The PrimeHome policy shifts the focus from reacting to preventing and makes safety a shared responsibility between provider and customers. Through concrete support services and incentives for prudent behaviour, risk is systematically reduced rather than merely assessed. This creates a modern understanding of insurance as a partner in everyday life, strengthening responsibility and protecting values in the long term. Particularly noteworthy is the cultural change that this approach initiates in a traditionally reactive field.
